This mid-terraced property is available to the market for just £97,500 and really must be viewed to appreciate its size, condition and all it has to offer any new owner.
This deceptively spacious home is immaculately maintained throughout.
There is a wonderful mix of tradition with modern features throughout. Internally the property comprises; entrance porch, lounge, through to a large open plan dining room and kitchen.
The first floor offers a spacious landing with two double bedrooms, and a large family bathroom, with a separate shower, bath, toilet and basin.
Externally the rear of the property offers privately enclosed, easy to maintain block paved garden, an additional storage room attached to the rear of the property, and access to the rear detached garage which provides off road parking.
The location of the property is within walking distance to local amenities along Ashby High Street, Ashby Market, it is also located central to local schools including, Lincoln Gardens, St Bedes and St Bernadette’s Schools.
This really is a remarkable opportunity for anyone looking for a great home at a fantastic price which would perfectly suit a first time buyer, investor or anyone looking to downsize from a larger home.
Property Details:
Porch -
Entrance into the property is via the front door into the porch with further
door leading to the living room.
Living Room - 3.70 x 3.60 (12'1" x 12") – Oak
effect laminate flooring throughout with coving to the ceiling, central heating
radiator and uPVC bay window to the front of the property.
Internal door leading
to inner hallway with stairs leading to the open plan kitchen and dining room. Also
with access via stairs to the first floor.
Open Plan Kitchen / Dining
Room -
Oak effect Laminate flooring throughout with coving to the ceiling, central
heating radiator, uPVC window to the side of the property, includes a but in
storage room under the stairs.
Kitchen includes a variety of base height and wall mounted units.
Integrated stainless steel sink and drainer. Integrated oven and hob, space for
an upstanding fridge freezer, PVC window to the side of the property. External
uPVC door leads to the rear garden.
Bedroom One - 3.65 x 3.67 (12'1" x 12") -
Central heating radiator and uPVC window to the front of the property. Includes
built in over stairs storage cupboard.
Bedroom Two - 3.80 x 2.60 (12'6" x 8'6") -
Central heating radiator and uPVC window to the rear of the property.
Bathroom - 3.73 x 2.14 (12'3" x 7") including
a separate shower, three piece suite consisting of toilet. Pedestal hand basin,
and bath with shower over. Central heating radiator with uPVC window to the
rear of the property.
External - To the front of the property is a low
walled boundary with gate access to the property. To the rear, there is a detached
garage, paved low maintenance garden with a storage room to the rear of the
property.
The property further boasts PVCu double glazing throughout and a combination boiler.
The property is available for immediate viewings.
For all enquiries, please contact JC Property in Scunthorpe
Tel: 01724 487297
Email: sales@jc-property.co.uk
Tenure : Freehold
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
