JC Property are delighted to bring this family home to the market with an asking price of £124,995.
This three bedroom semi detached property on Enderby Road, making this an ideal
first home or investment for any future owner. The home benefits from three
bedrooms, including two large double bedrooms, family bathroom, large lounge
through to a separate dining room and kitchen.
To the rear, there is a separate detached garage, and a private garden.
This home is also offered with no onward chain for ease of purchase with viewings highly recommended.
Entrance Hall, door to front, stairs to first floor, door to the lounge and kitchen.
Lounge, Window to front, with access to the dining room
Dining Room, Window to rear, door to kitchen.
Kitchen, Door to the rear garden, with a range of wall and base units with complementary work surfaces, integrated cooker and hob.
First Floor Landing, Window to side, doors to bathroom, fitted storage and three bedrooms.
Bedroom One, Windows to front and side, fitted storage.
Bedroom Two, Window to rear, fitted storage.
Bedroom Three, Window to front.
Bathoom, Window to rear, bath with shower, pedestal wash basin.
W.C., High flush w.c..
Outside
The front offers access for parking, and side access to the rear garden and garage
Tenure : Freehold
Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.
The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.
This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.
Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.
This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.
Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.
This is the percentage of the rent that you will spend maintaining the property.
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.
This is the assumed rate of house price inflation.
This is the property value at the end of the investment based on an assumed rate of % house price inflation.
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 0 | ||
| £125k to £250k | 2 | ||
| £250k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
| Tax Band | % | Taxable Sum | Tax |
| less than £125k | 3 | ||
| £125k to £250k | 5 | ||
| £250k to £925k | 8 | ||
| £925k to £1.5m | 13 | ||
| rest over £1.5m | 15 |
| Tax Band | % | Taxable Sum | Tax |
| less than £300k | 0(2/5)* | ||
| £300k to £500k | 5 | ||
| £500k to £925k | 5 | ||
| £925k to £1.5m | 10 | ||
| rest over £1.5m | 12 |
