Property for sale

Kingston Road, Scunthorpe

Guide price £155,000

Under Offer

;

Property Type: Semi Detached
3 Bedrooms
1 Bathrooms
2 Reception
Kitchen-Diner
Off-road Parking
On-road Parking
Garden
Furnishing: Unfurnished
Tenure: Freehold
Current Occupant: Vacant
Full Double Glazing
Oven/Hob
Gas Central Heating Combi Boiler

Reference number : jjcpml_1763967460

Property for sale

JC Property are pleased to present this semi-detached home, located in Scunthorpe, on Kingston Road.

This family home provides ample living space both inside and outside the property with large rear gardens.

The property includes three bedrooms, and a bathroom to the first floor, the ground floor includes a lounge, dining room, galley kitchen and a WC.

Property description

· Semi Detached House

· Three Bedrooms

· Lounge

· Kitchen & Dining Room

· Family Bathroom

· Off Street Parking

· Large rear gardens

Additional benefits to the property are uPVC double glazed windows and a gas fired central heating system.

Outside there is ample off street parking, with an enclosed garden to the rear.

The property has nuetrally decorated throughout, and is ready to move in to.

The property has an EPC rating of D, and the council tax band is B.

Viewings can be arranged via JC Property

Tel: 01724 487297

Email: lettings@jc-property.co.uk

Tenure : Freehold

Council Tax Band : B

Construction materials used: Brick and block
Water sources: Direct mains water
Electricity source: National Grid
Sewerage arrangements: Standard UK domestic
Heating Supply: Central heating (gas)
Broadband internet type: ADSL copper wire
Mobile signal/coverage: Good
Building Safety: None of the above
Flooded in the last 5 years: No
Does the property have required access (easements, servitudes, or wayleaves)?: No
Do any public rights of way affect your your property or its grounds?: No
Does the property have flood defences?: No
Parking Availability: No

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Calculate your Return on Investment

Purchase Price

I want to invest

Using your investment as a 25.00% deposit and £ 5,833 in costs for purchasing and getting ready to let.

Years of Investment

Est. Rental Income

Mortgage Required

£ 128075

Mortgage Loan to Value

83%

Gross Yield

Annual ROI

Annual Rental Profit

Cumulative Rental Profit

Cost of Purchase

£ 11825

Stamp Duty: £ 5250; Stamp Duty is a tax paid on completion via your solicitor, the calculation includes the 3% surcharge for second homes.
Refurbishment Budget: £ 3875
Survey Costs: £ 400
Mortgage Fees: £ 1,000; Your home may be repossessed if you do not keep up repayments on your mortgage.
Legal Fees: £ 1,300; Adjust these figures

Refurbishment Budget
£

The refurbishment budget is set to 2.50% of the purchase price, but this will vary dependent on the suitability of the property for the rental market. Select a value that you feel is appropriate to the condition of the property.

Survey Costs
£

This will vary between lenders, type of report and whether or not you are buying with a mortgage, for advice on which type of survey would be appropriate speak with an advisor from Preston Baker Financial Services.

Mortgage Fees
£

Lenders will often charge a fees for the arrangement of a mortgage, for advice on what lenders may charge, speak with an advisor from Preston Baker Financial Services. Your home may be repossessed if you do not keep up repayments on your mortgage.

Legal Fees
£

This is the sum of mortgage admin, land registry, search, bank transfer and any other fees incurred.

Purchase costs include assumed mortgage and survey costs which are estimated. For a quote contact a Preston Baker Financial Services mortgage advisor who can provide you with current and accurate information. The stamp duty calculation has applid the 3% stamp duty surcharge on the basis that this will be a second property.

Annual Costs

Mortgage Interest: £; The mortgage is assumed to be interest only. Your home may be repossessed if you do not keep up repayments on your mortgage.
Letting and Management Costs (Inc VAT): £
Maintenance: £
Insurance: £ 500
Ground Rent: £ 0
Service Charge: £ 0; Adjust these figures

Mortgage Interest Rate
%

Management Fee % (Ex. VAT)
%

Letting Fee
£

Maintenance rate
%

This is the percentage of the rent that you will spend maintaining the property.

Ground Rent
£
Ground Rent only applies to leasehold properties. This is an assumed ground rent, the confirmed figure can be found in the Property Information Questionnaire.

Service Charge
£
Service charge only applies to leasehold properties. The correct figure can found in the Property Information Questionnaire answered by the seller.

Buildings Insurance
£
This is a standard, indicative figure only. Properties that have a service charge often have this included withing that charge. Please consult the Property Information Questionnaire for more information.

Total Profit

Final Equity Profit: £; Final Equity Profit = Final Property Value - Mortgage Required - Investment
Cumulative Rental Profit: £; Cumulative Rental Profit = Annual rental profit x Time of Investment; Adjust these figures

Estimated Captial Growth Rate
%

This is the assumed rate of house price inflation.

Final Property Value

This is the property value at the end of the investment based on an assumed rate of % house price inflation.

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Single Property Single Additional Property Additional First Time Buyer First Time

Single Property

Purchase Price

Show Full Calculation

Effective Rate

00.00 %

Tax Band	%	Taxable Sum	Tax
less than £125k	0
£125k to £250k	2
£250k to £925k	5
£925k to £1.5m	10
rest over £1.5m	12

Additional Property

Purchase Price

Show Full Calculation

Effective Rate

00.00 %

Tax Band	%	Taxable Sum	Tax
less than £125k	3
£125k to £250k	5
£250k to £925k	8
£925k to £1.5m	13
rest over £1.5m	15

First Time Buyer

Purchase Price

Show Full Calculation

Effective Rate

00.00 %

Tax Band	%	Taxable Sum	Tax
less than £300k	0(2/5)*
£300k to £500k	5
£500k to £925k	5
£925k to £1.5m	10
rest over £1.5m	12

*For purchases over £500k, SDLT is charged at 2% from £125k to £250k and 5% from £250k to £925k.